Serving Investors since 1989...The veteran team at Pacific Horizon Financial has a long standing history as one of San Diego's premiere real estate investment sources. We are a private hard money loan lender that also provides trust deed and equity investment opportunities. We primarily advocate 1st Mortgages that are secured by real property. This allows us to provide loans to borrowers with time constraints or a credit impairment while also providing safety to our investors. Pacific Horizon Financial stresses safety first, not yield, in our investments and our activities are concentrated into three areas:

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